Invest money with high return
Invest in real estate
loans with high
expected interest rates
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With Thara Crowdlending, you can easily finance real estate development projects
- Quality Opportunities in the Real Estate Sector.
- Diverse investment products with lucrative monthly returns.
- Sharia-compliant.
- Evaluated by a specialized team and adhering to the highest standards of honesty and transparency.
Be one of the investors in Thara Crowdlending
Investors
Individuals or entities can invest up to 50,000 in each opportunity and 200,000 annually.
Qualified investors
Experienced investors with at least 3 years of work experience in the financial sector related to financing or investment, working in banking sector or regularly investing in securities, or having proof of personal assets totaling up to 3 million Saudi Riyals, or holding a professional certification in finance or investment, for example: CME-1.
Institutional investors
Investment funds, endowment funds, or entities such as family offices, governmental funds, and banking institutions, have the ability to invest without an upper limit.
Register
Register on the platform and complete the required information
Invest
Add the amount to be invested to your portfolio
Choose an opportunity
Choose the right investment opportunity
CURRENT INVESTMENT OPPORTUNITIES
FAQs
Frequently asked questions
Any citizen or resident of the Kingdom of Saudi Arabia who is over the age of 18, has a valid national ID or residency, and has a bank account in one of the local banks, can invest in the opportunities available on the official website.
Yes.
For more information, you can refer to the credit rating page to see the risk classifications for each investment opportunity.
The guarantees that are taken are a promissory note on the company and the owners. In some cases, real estate mortgages or assignments of receivables may be taken (based on a decision of the credit committee).
Investment in the Thara Crowdfunding Platform starts with an amount of 1,000 Saudi riyals.
The maximum investment amount should not exceed 50,000 Saudi riyals per opportunity and 200,000 Saudi riyals annually for all opportunities offered on the platform, except for the qualified investor and the institutional investor.
In the event of default on payment by the borrower, the necessary collection procedures will be applied in accordance with the laws, regulations, and legislations specified by the Saudi Central Bank.
Thara Crowdfunding Platform charges an administrative fee (investment agency fees) of 20% of the profits realised for each investment opportunity, which is automatically deducted after the opportunity is paid by the beneficiary establishment.
The profits of the opportunity will be distributed within a period of two weeks from the date of maturity. In the event of any delay in payment by the company seeking financing, investors will be notified of this, and the collection procedures will be initiated.
You can upgrade your account to a qualified investor by submitting a document proving that you meet one of the conditions specified by the Saudi Central Bank in the rules for practicing the activity of crowdfunding:
- Total personal assets not less than 3 million riyals.
- Or an annual income not less than 600,000 riyals in the last two years.
- Work experience of not less than 3 years in the financial sector in a professional position related to financing or investment.
- A professional and recognized certificate related to credit or financial analysis.
HOW TO START
Open an account
Fill in information about yourself and sign with ID. No fees
Deposit money
Get involved in the project and transfer money to your Thara account
Invest in loans with THARA
You choose which projects and amounts you want to invest
Payment
The loan is paid out and Thara handles all interest payments
